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WebMar 14, 2024 · In your mid-70s In the second decade of retirement, the focus turns more to fixed income investments and the preservation of capital, although some growth from equities is still recommended. A portfolio might have 15 percent to 30 percent in cash equivalents, 35 percent to 50 percent in bond funds, and 20 percent to 50 percent in stocks. WebMar 22, 2024 · If you earn more than this limit, the government will withhold $1 of Social Security benefits for every $2 you earn. If you reach your full retirement age in 2024, the annual limit on your earnings before you reach FRA is $51,960 ($4,330 per month). If you exceed the annual limit, the SSA will withhold $1 for every $3 you earn. WebNov 12, 2024 · Excellent General Guide for Senior Living Budgeting. Reviewed in the United States 🇺🇸 on November 12, 2024. Verified Purchase. There are useful sections here … diamondback terrapin population